| |
|
| |
Savings Rates |
|
Effective Date:
November 1, 2011 |
|
|
|
All
rates are subject to change
without notice. |
|
For further information
about applicable fees
and terms, please call
440-324-3400 or 800-451-6315. |
|
| Savings
■
♣ |
A.P.Y. |
Rate |
Maturity |
Minimum
Deposit |
Compounding
|
| Share, Escrow |
0.25% |
0.25% |
N/A |
$5 |
Quarterly
|
| Clubs
■
♣ |
A.P.Y. |
Rate |
Maturity |
Minimum
Deposit |
Compounding
|
| Vacation,
Christmas |
0.25% |
0.25% |
N/A |
$5 |
Quarterly
|
| Checking
■ ♣ |
A.P.Y. |
Rate |
Maturity |
Minimum
Deposit |
Compounding
|
| All Checking
Accounts |
0.10% |
0.10% |
N/A |
$25 |
Monthly |
|
Money Market
Investment Account
■ ♠ |
|
Money
Market Investment Accounts have no maturity |
| |
|
|
|
|
Regular MMIA |
$2,500-$24,999 |
$25,000-$49,999 |
$50,000+ |
|
Club Fly |
$250-$24,999 |
$25,000-$49,999 |
$50,000+ |
| |
A.P.Y. |
Dividend Rate |
A.P.Y. |
Dividend Rate |
A.P.Y. |
Dividend Rate |
| |
0.30% |
0.30% |
0.40% |
0.40% |
0.50% |
0.50% |
|
IRAs |
A.P.Y. |
Dividend Rate |
Maturity |
Minimum
Deposit |
Compounding
|
| Coverdell Education
● ♥ ♣ |
0.75% |
0.75% |
18 mos. |
$5 |
Quarterly
|
|
Roth, Traditional
(Money Market)
♥ ♣ |
0.35% |
0.35% |
N/A |
$5 |
Quarterly
|
|
Roth, Traditional
● ♥ ♦ |
0.60% |
0.60% |
12 mos. |
$500
|
Quarterly
|
|
Roth, Traditional
● ♥ ♣ |
0.75% |
0.75% |
18 mos. |
$5 |
Quarterly |
Youth Add-On
Certificate
●
♥
♦ |
A.P.Y. |
Dividend Rate |
Maturity |
Minimum
Deposit |
Compounding
|
| |
0.75% |
0.75% |
24 mos. |
$250 |
Monthly |
|
Certificates
●
♥
♦
Prime
Advantage members: add .25% to Share Certificates.
|
| |
$500-
$24,999 |
$25,000-
$49,999 |
$50,000-
$74,999 |
$75,000-
$99,999 |
$100,00 + |
A.P.Y. |
Dividend Rate |
A.P.Y. |
Dividend Rate |
A.P.Y. |
Dividend Rate |
A.P.Y. |
Dividend Rate |
A.P.Y. |
Dividend Rate |
| 6
mos. |
0.20% |
0.20% |
0.25% |
0.25% |
0.30% |
0.30% |
0.35% |
0.35% |
0.40% |
0.40% |
| 12
mos. |
0.35% |
0.35% |
0.40% |
0.40% |
0.45% |
0.45% |
0.50% |
0.50% |
0.55% |
0.55% |
| 18
mos. |
0.55% |
0.55% |
0.60% |
0.60% |
0.65% |
0.65% |
0.70% |
0.70% |
0.75% |
0.75% |
| 24
mos. |
0.75% |
0.75% |
0.80% |
0.80% |
0.85% |
0.85% |
0.90% |
0.90% |
0.95% |
0.95% |
| 30
mos. |
1.00% |
1.00% |
1.05% |
1.04% |
1.10% |
1.09% |
1.15% |
1.14% |
1.20% |
1.19% |
| ● |
= |
Up to 3 month dividend
penalty for early withdrawal prior to maturity |
| ■ |
= |
Dividend computed on
daily balance over $50 |
| ♥ |
= |
Dividend computed on
daily balance |
| ♣ |
= |
Variable rate, can
change quarterly |
| ♠ |
= |
Variable rate, can
changed weekly |
| ♦ |
= |
Fixed rate of maturity |
| Rate =
Dividend Rate |
| A.P.Y. = Annual Percentage
Yield |
| Note: |
A.P.Y. assumes dividends remain in the
account until maturity and that a withdrawal will reduce earnings. |
| Note: |
All Share Certificate dividends
compound monthly. |
| Note: |
All rates are subject to change without
notice.
|
|
